heap car insurance ri

Cheap Car Insurance in Rhode Island: Rhode Island is known as The Ocean State and once you turn onto a Rhode Island road from the North, South or West, you can get a whiff of the fresh Atlantic Ocean air. Even though it is typically a comfortable place to drive with plenty of room on the roads, the state does mandate that you have car insurance. The state also makes you sign a document that you will continue with the insurance policy for the time you have the car on the road. Failure to provide policy proof to the police when they ask means a $500 find. Here is the minimum coverage the state mandates.

  • $25,000 per person and $50,000 per accident for bodily injury liability coverage;
  • $25,000 per accident for property damage liability coverage;
  • $25,000 per person and $50,000 per accident for uninsured/underinsured motorist coverage;
  • $25,000 per accident for uninsured motorist property damage;
  • $3,000 per accident medical payments coverage.

13 Tips to To Help You Get Cheap Car Insurance in Rhode Island


More Details on the Types of Auto Insurance You Need

Every state in the U.S. requires a form of auto insurance. There are a few states that do not absolutely require that you carry automobile insurance, but in those cases they have so called “financial responsibility laws” where you have to prove that you have the financial resources to pay for automobile claims if you are involved in an automobile accident that is proven to be your fault. That is, if you run a stop light and broadside another vehicle and the damage and injuries resulting from that accident come to $100,000, then you need to have the resources to pay for that…it’s a lot safer to get automobile insurance from a reliable company.

Typically, when you go in to register a car at the state department of motor vehicles, you need to have proof of financial responsibility right then and there; that is, you need proof that you have a valid insurance policy on the car and on you and others who will drive the car. That means that before you register a car, you need to get the insurance and have either an insurance card issued by the insurance company for that state or what’s called an “insurance binder.”

When you get an insurance policy for a car or anything else, that company is going to look into your records to ensure that you have been accurate in what you told them…that’s called “underwriting.” But meanwhile, they will issue you an insurance policy–a binder. Here’s a quick example: let’s say you tell the company you have a clean driving record as they issue you a policy, but you forgot about that speeding ticket you got 15 months ago. When they look at your record, they will find the speeding ticket and adjust the rates you are paying accordingly. Meanwhile, they have given you an insurance binder so that you can register your car and drive it. If you have been involved in serious mishaps, DWIs [driving while intoxicated or DUI driving under the influence], etc. but lied about it, you will likely have your new insurance policy cancelled. If it is not cancelled on the spot, you will probably be given a very high premium to pay and the company will now probably want it upfront rather than billing you monthly.

Buying Cheap Insurance

We hate paying more than we have to for anything–especially automobile insurance. We at this website buy the lowest priced appliances that get the best results and the least expensive car that drives well with good mileage and is safe. But when it comes to insurance in general and auto insurance in particular, “cheap” is relative…VERY RELATIVE. A “cheap” automobile insurance policy could turn into the most expensive thing you ever purchase in your life–so expensive in fact that you spend your life paying for it.

How is this possible? If you buy the minimum bodily injury liability insurance policy, let’s say its $15,000 per person and $30,000 per accident. If you have no accidents, or at least no accidents that are your fault, you can “get away” with this minimum cheap coverage. If you, in a momentary lapse of attention, run a stop sign and broad-side another car and the occupants of that car require many operations and months of rehabilitation, you will be responsible for that. If you cannot pay it, the courts will take all that you have and then you can declare bankruptcy and perhaps start again if you are young enough. But that is what you are risking without proper coverage. Today, even the slightest hospital visit is in the thousands of dollars.

Auto Insurance Coverage: What’s Available, What Do You Need?

In this section we will go over the various types of automobile insurance coverages available to you and for you, but we are researchers and writers, not insurance professionals. We don’t offer opinions or recommendations. You need to get with an insurance professional by phone, online or in person to decide what you need. There is no way around it: what works for your neighbor or friend will not necessarily work for you.

Bodily Injury Liability

This is a biggie! Bodily injury liability is required insurance and is for people who you injure with your car when you are at fault in an accident. It also protects the people named on your policy if they harm someone in an accident that is their fault. It also protects you and any named drivers if you are in an accident driving someone else’s car with their permission. Make sure that anyone in your household who may drive a car is listed on your auto insurance policy. The minimum coverages for bodily injury liability need to be checked for any changes right now as you take out auto insurance. For the most updated information, check with your broker or insurance company. Typically, this coverage is listed in three numbers and those numbers mean (1) injuries to any one person, (2) all persons injured in the accident, and (3) property damage. One recent policy we looked at from a big eastern state had it as $300,000/$300,00/$50,000.

Property Damage Liability

This insurance covers the damage that you do to someone else’s car or property. Typically, property damage, even another expensive car, does not come close to what bodily injury can cost, of course, unless you run a traffic stop sign and broadside a $1.4 million Aston Martin One-77. In that case, the owner will likely get out of the car and kill you anyway, so you won’t have to pay for repairs!

Uninsured and Under-Insured Motorist Coverage

Look at the state website to see if this coverage is required, better yet, ask your insurance broker or agent. This is the driver who will simply drive around an uninsured car with stolen license plates, or the driver who goes for the minimum. This coverage is quite important for you to have. If someone comes out of nowhere and hits you and shrugs that he or she has no insurance coverage, no job and is already in bankruptcy, you will have to fend for yourself, hoping that other coverages you have will protect you. Do not rely on anyone else to do the right thing–ever! Do the right thing for yourself and your family by including this coverage. This coverage is super-cheap per vehicle, so get it.

Medical Payments or Personal Injury (PIP) Coverage

This covers people hurt in your car and you. This type of insurance can cover medical payments, lost wages, and the cost of replacing the services of the injured person. If someone is killed, it could well cover the funeral. This coverage typically looks like this: $50,000 coverage and $2,000 monthly work-loss benefit. $25 a day for other expenses. There might be a $2,000 death benefit that is in addition to the $50,000 total.

Collision Coverage

This is the coverage of damages to your car in the accident. Lenders and leaseholders usually require this coverage. If you drive an old car, you might want to forgo this coverage. If you are driving a 10-year-old Honda worth about $5,000 and you are in a major accident. It might cost $15,000 to repair the car. The insurance company will never pay you $15,000 to get it repaired. They will pay you $5,000 and consider the car “totaled,” a total wreck. Some people will driver older cars just to forego this coverage. After all, how often are you in a car accident where the car is totaled. If you drive the old car for a few years without having to pay collision coverage on it, you come out ahead.

Comprehensive Coverage

This coverage is for damage to your vehicle caused by things other than a collision with another vehicle. This is for damage from wind, theft, hail, windstorm, flood, fire. Once again, if you drive an old car, you may want to forgo this coverage and simply junk your car if the worst happens. If you have a new car, you will want the coverage. You may also consider this coverage if you are prone to certain things where you live, like tornadoes in the Midwest or fires in the west. Sometimes the insurance company will also cover windshields in this coverage.

No-Fault Insurance

The whole purpose of no-fault coverage is to get you paid quickly, get your car repaired and get you back out on the road. No-fault means that your insurance company will pay you directly, regardless of who caused the accident and if the other guy caused the accident, your company will sue the other company to get the money back.

Other Coverages to Consider

There are numerous other automobile insurance coverages to consider. One is auto repair insurance. Consider this one with a grain of salt as they say. That is, if you have a brand new car, you are probably under warranty from the manufacturer. Typically, it is easy to extend a warranty while it is in effect and it will probably cost you a lot less than repair insurance. It will probably be easier to get paid as well. With a new car warranty, it probably means bringing the car into the shop and having it fixed and then you are on your way. Some of our readers, one in particular we know of who is a multi- multi-millionaire, refuses to buy a new car ever, although he can afford the best, because of the amount of money lost when you drive it off the showroom floor. He likes Subarus and he likes them five years old or older. When he needs a new car, he will bring the used car to his local mechanic to check over, get everything fixed that needs fixing (or may need fixing) and he drives the car around for years. He, in fact, also saves considerable money on his auto insurance policy because he doesn’t buy collision (mentioned above), he won’t touch comprehensive. If the car is in an accident, he will junk it and buy another used Subaru or another dependable car. So far, he has had zero accidents and we believe zero breakdowns on the road.

Rental Car Insurance

Ask your broker about rental car insurance. This type of coverage is typically covered by the driver who is at-fault for the accident. Roadside assistance is another one to ask about. There are many groups out there today that offer roadside assistance and some car companies will even through it in for free, knowing that because the car is so mechanically perfect, you will never need the service.

We hear car insurance companies talking about the vanishing deductible more and more. This is where if you don’t have an accident for several years, your deductible will disappear. Seems like a good idea to us.

Accident forgiveness is another idea whose time has come. If you can get this written into a policy, all the better.

GAP insurance or new car replacement insurance is something you should get through your insurance broker, not the car dealer. That car salesman is trying in every way he or she knows how to get you to add to the bottom line price you are paying for that car. If you get this insurance from the car dealership, you will likely pay more for this coverage than through the insurance company. Further, this coverage may be added to the price you are paying to buy or lease the car without telling you. Make sure you go over the paperwork before you purchase the new car and look at all of those numbers carefully.

Getting Cheap Car Insurance

Every insurance company has its own way of calculating an auto insurance policy for you, so the best thing that we can suggest is to get at least three bids from different companies/brokers. That’s because companies take an awful lot of things into consideration including your credit report, driving record, your credit history, your age, your gender, your marital status, your occupation, your Zip Code. Of course, other factors are the type and age of your car. So that’s why we say get three bids.

Here are other ways to get the cheapest insurance:

Deductibles. No deductibles or small deductibles will cost you a lot of money. Conversely, if you have higher deductibles on your policy, it will cost you less. However, you are then subject to paying the difference in repairs if you are at fault for the accident. Don’t make the deductible so high that you cannot afford to have your car repaired. Don’t have it really low or you will be paying too much.

Loyalty discounts. We attended a safe driving program recently to lower our insurance payments…you need to take these courses every three years. This particular class was taught by an insurance broker. He said that if you stay with the same company for more than three years, you are getting screwed. Was that him, the insurance broker, looking for new clients, or does he have a point in fact. And if he has a point, what is the basis of loyalty discounts? The best way to handle this is to get three bids at least every three years. As a former U.S. president once said about watching the other side for nuclear weapons…”trust but verify.” We think that is great advice for auto insurance and all insurance.

Go claim free. This is getting better and better insurance pricing by not making a claim or being pulled over by the cops for a moving violation. It is a great goal for all of us.

Pay premium annually, not monthly. Our reader mentioned earlier with the million bucks…he pays his insurance annually for good savings. Many of us, however, do not have the funds to make such a payment, but if you have the money, it will save you money.

Find group discounts. If you are in a group, you may be able to get auto insurance and other insurance coverage through the group at a discounted price. If you do not belong to a group right now, consider joining one. Besides the many business organizations, there are other groups like AARP that offer great discounts, if you are old enough.

Bundle your policies. Obviously, put all of your auto insurance together in one policy or you are wasting money, but it might also help to put other insurances together with the same company. Watch this one, however, and make sure you do get three bids for all of your insurances together. Brokers get commissions for selling insurance and if you are bundling all of your coverages together, you are furnishing them with some nice bucks. Make sure they are doing right by you with the lowest cost insurance. If you are just starting out with insurance and family, you will be needing life insurance. Once a broker sells you one of those policies, they get paid forever. That is a great time to bundle all of your policies and get the very lowest rates. If you are doing something like that, make sure you are working with an independent broker who sells the goods of many insurance companies. If you are working with a broker who just sells for one company, rates could jump on home and auto because they know you will not move your life insurance at that point. If you are working with an independent broker who have your life insurance policies, put him to work to get the lowest home and auto for you. You work for a buck…make sure he or she does too!

Safety devices. Make sure you report all safety devices you have on your car like air bags,  motorized seat belts,  anti-theft. Get all of those discounts

Low mileage. Keep your mileage low. The less miles you travel, the less likely you are to have an accident. It is common sense.

Buy an older, nondescript car. If you are buying an older car to save money, don’t come up with some vintage 1965 Mustang that will likely be impossible to replace. Get an old five-year-old car.

One of our readers several years ago asked us all of the ways he could save money on car insurance. We naturally shared with him our best thoughts, but then this year, we asked him to share what he had taken advantage of and what were his savings. Here is what he furnished to us. He is from a large state with crowded highways.

Here are his savings for a six-month period:

Discounts and Premium Reductions Vehicle 1 Vehicle 2
New Car $14.10 $24.40
Multi-Car $97.10 $125.10
Anti-Lock Brakes $29.90 $37.50
Defensive Driving Course $43.70 $55.60
Anti-Theft Device $3.70 $5.50
5-Year Good Driving Record $88.40 $115.80
Daytime Running Lights $4.00 $5.00
Passive Restraint/Air Bags $23.20 $18.70
Total Savings $305 $387.50
Total Savings on both Vehicles: $693.00

Checking Insurance Company Prices

We noted that you should check the pricing of your insurance policy at least every three years. Here are a few more conditions of when you should check policy pricing…when you dispose of an old vehicle and get another one to replace it; when you move to a new county or state; when you get an increase in your credit rating; when the car is paid for; when you change how many miles you drive;

Adding a Teen Driver to the Policy

There is no way around it, if you have a teen driver or even early-20s driver in the house, it will cost you a lot more money for insurance—between 50 percent and 100 percent more than you are paying right now. But there are things you can do to lessen the impact of the new driver. They can take drivers’ education in school or from a qualified and certified instructor and maintain good grades in school. If you have a teen who does not have a driver’s license, you need to tell your insurance company that fact. If you child is going away to college and will be living more than 100 miles from home, they need to know that as well to adjust your policy. Naturally, if your teen gets into an accident or is pulled over by the police, this could increase the price of the policy tremendously.

How to Hire an Insurance Broker or Agent to Help You Get Cheap Car Insurance in
Rhode Island
https://youtu.be/Zfts3feOgis

How to Hire an Auto Insurance Broker or Agent

So who do you deal with to get cheap [the best] car insurance? An independent insurance agent? A “captive” insurance agent? Some guy on the phone at a call-in company? An online company? Anytime you hire someone, and in the case of buying car insurance, you are absolutely hiring someone, we suggest that you check out at least three resources to get sound advice and to get the best deal. Here are a few definitions of the above-mentioned people:

Independent insurance agent–An independent insurance agent is a company that deals with numerous insurance companies and is free to pick and choose among the best policies for his or her clients. If you are new to buying auto insurance, it is a good idea to sit down and speak with an independent insurance agent. He or she can furnish you with the low-down on the best companies to work with, what you should expect to pay for coverage and to give you solid advice on what insurance you should have and in what quantities. You will probably get the most honest, unbiased appraisal from this type of agent.

Captive insurance agent–A captive insurance agent is a person who works for one company and is selling that company’s products. They will typically furnish you with good advice as to what types of insurance you need, but they are in effect a one-man band with only one company to work with. If you will discuss your needs with a captive insurance agent, get together with several to make sure that you are getting the best deal.
Insurance by phone–There is nothing wrong with buying insurance from a company that you mostly deal with by phone. The top insurance companies hire expert people with good advice for you. But comparing that telephone person to an independent insurance agent who wants your business year after year, where do you think you will get the best service?

Online insurance companies–There is nothing inherently wrong with clicking on an insurance company website and buying insurance [we sell no insurance on this website!], but you had better know what you are doing

How to Find and Hire a Top-Rated Insurance Company to Help You Get Cheap Car Insurance in Rhode Island
https://youtu.be/kyCvIhIaVrA

How to Select the Right Auto Insurance Company

GEICO, Allstate, State Farm, how do you select an insurance company to buy automobile insurance from? The first thing to do is to check with your state’s DMV website and make sure the insurance company can sell insurance in your state. Or you can simply call them or an insurance agent you deal with.
The next thing is to check these two websites. The first is to check out JD Power Auto Claims Satisfaction Survey, which is quite revealing on what companies are best.

How To Contact State Insurance Deparments

To quickly check your state’s insurance department, we offer the following list. Go down this list and click on your state:

Alabama Department of Insurance

Alaska Division of Insurance

Arizona Department of Insurance

Arkansas Department of Insurance

California Department of Insurance

Colorado Department of Regulatory Agencies

Connecticut Insurance Department

Delaware Insurance Department

Department of Insurance, Securities and Banking

Florida Office of Insurance Regulation

Office of Insurance and Safety Fire Commissioner

State of Hawaii Department of Commerce and Consumer Affairs

Idaho Department of Insurance

Illinois Department of Financial & Professional Regulation

Indiana Department of Insurance

Iowa Insurance Division

Kansas Insurance Department

Kentucky Department of Insurance

Louisiana Department of Insurance

Maine Bureau of Insurance

Maryland Insurance Administration

Massachusetts Division of Insurance

Michigan Division of Insurance

Minnesota Commerce Department

Mississippi Insurance Department

Missouri Department of Insurance

Montana Insurance Department

North Carolina Department of Insurance

North Dakota Insurance Department

Nebraska Department of Insurance

Nevada Division of Insurance

New Hampshire Insurance Department

New Jersey Insurance Department

New Mexico Office of Superintendent of Insurance

New York Department of Financial Services

Ohio Department of Insurance

Oklahoma Insurance Department

Oregon Division of Financial Regulation

Pennsylvania Insurance Department

Puerto Rico Office of the Commissioner of Insurance

State of Rhode Island Department of Business Regulation

South Carolina Department of Insurance

South Dakota Department of Revenue

Tennessee Department of Commerce & Insurance

Texas Department of Insurance

Utah Department of Insurance

Vermont Department of Insurance

Commonwealth of Virginia State Bureau of Insurance

West Virginia Offices of the Insurance Commissioner

Wisconsin Office of the Commissioner of Insurance

Wyoming Department of Insurance

Selected Car Insurance Agents Working in Rhode Island to Help You Get Cheap Car Insurance

 

Nationwide Insurance: the firm has offices in: Greenville RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 949-1550

OceanPoint Insurance, the firm has offices in: Jamestown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 423-1111

ALLSTATE, the firm has offices in: Johnston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 454-4710

ALLSTATE, the firm has offices in: Johnston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 272-4040

Capital Insurance Group, the firm has offices in: Johnston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 521-6061

Harleysville Insurance, the firm has offices in: Johnston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 272-0795

Progressive Insurance – Johnston Service Center, the firm has offices in: Johnston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 227-9170

ALLSTATE, the firm has offices in: Lincoln RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 725-8150

Amica Insurance, the firm has offices in: Lincoln RHODE ISLAND: Call the number listed here to learn more about its insurance offerings:

Amica Mutual Insurance Company, the firm has offices in: Lincoln RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (800) 242-6422

Newport Insurance Agency: Hole Bob, the firm has offices in: Middletown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 619-1660

OceanPoint Insurance Agency, the firm has offices in: Middletown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 847-5200

AAA Narragansett, the firm has offices in: Narragansett RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 789-3000

Thorp & Trainer Inc, the firm has offices in: Narragansett RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 596-0146

City by the sea Insurance, the firm has offices in: Newport RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 439-8323

dental health insurance, the firm has offices in: Newport RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (206) 337-9949

Capalbo Insurance Group, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 268-3000

Christopher & Regan Insurance, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 295-7651

MetLife, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 295-0215

Nationwide Insurance: Stephen T Kehoe, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 885-4420

Revens Gates Insurance Inc, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 884-1520

AAA Providence Headquarters, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 868-2010

ALLSTATE, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 558-0238

Mazzotta Insurance, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 572-3303

Mendez Multi Services, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 228-8227

Nationwide Insurance: Katherine E Smith, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 275-2101

Nationwide Insurance: Lefebvre Insurance Agency Inc, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 273-0022

Nationwide Insurance: McLane Insurance Agency Inc, the firm has offices in: Riverside RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 433-4100

Metlife Auto & Home Rumford, the firm has offices in: Rumford RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 434-0940

Duxbury & Ray Insurance, the firm has offices in: Smithfield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 232-3600

Horace Mann, the firm has offices in: Smithfield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 233-0060

Interstate Insurance & Finance, the firm has offices in: Tiverton RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 624-8477

Paquin Insurance Agency, the firm has offices in: Tiverton RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 624-6603

Affiliated Insurance Managers, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 352-3000

Allstate, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 484-0411

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 558-0245

AAA Barrington, the firm has offices in: Barrington RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 245-1050

Bayside Insurance Underwriters, the firm has offices in: Barrington RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 919-5900

Ocean Point Insurance, the firm has offices in: Barrington RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 245-3900

ALLSTATE, the firm has offices in: Bristol RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 254-1400

John Andrade Insurance Agency, the firm has offices in: Bristol RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 253-6542

Nationwide Insurance: Joseph W Blaeser IV Agency, the firm has offices in: Bristol RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 253-1900

Nationwide Insurance: McLane Insurance Agency Inc, the firm has offices in: Central Falls RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 475-4122

ALLSTATE, the firm has offices in: Chepachet RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 568-7143

Farm Family Life Insurance Co, the firm has offices in: Chepachet RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 949-5551

ALLSTATE, the firm has offices in: Coventry RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 821-2261

Nationwide Insurance: Christopher Vespia Jr, the firm has offices in: Coventry RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 392-1800

Nationwide Insurance: Joseph W Blaeser IV Agency, the firm has offices in: Coventry RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 827-8888

oceanpoint insurance agency, the firm has offices in: Coventry RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 826-3366

Raymond Insurance Agency, the firm has offices in: Coventry RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 826-3366

Vespia Insurance Group, the firm has offices in: Coventry RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 392-1800

AAA Cranston, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 944-7300

ABZ Insurance Agency, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 942-7401

ALLSTATE, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 943-5100

ALLSTATE, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 944-3366

ALLSTATE, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 831-2099

Alpine Insurance Agency, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 944-1000

Capital City Insurance Agency, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 946-9000

Capuano Insurance, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 943-0550

Celia Blanco Insurance, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 946-7678

Gaulin Insurance Agency, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 781-4010

Jean Martin Insurance Inc, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 946-4448

Liberty Mutual Insurance, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 946-8600

Paola Associates Inc, the firm has offices in: Cranston RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 275-5050

AAA Cumberland, the firm has offices in: Cumberland RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 333-9500

ALLSTATE, the firm has offices in: Cumberland RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 334-9188

Hanuschak Insurance Agency, the firm has offices in: Cumberland RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 658-4444

MetLife Auto & Home, the firm has offices in: Cumberland RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 270-2247

ALLSTATE, the firm has offices in: East Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 352-4449

ALLSTATE, the firm has offices in: East Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 352-4449

Blackman Insurance Agency, the firm has offices in: East Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 885-7110

Dacey Insurance Agency, the firm has offices in: East Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 398-8020

MetLife Auto & Home – Steve Botwick, the firm has offices in: East Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 884-2200

ALLSTATE, the firm has offices in: East Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 438-7722

ALLSTATE, the firm has offices in: East Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 434-5737

Lezaola Thompson Insurance, the firm has offices in: East Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 434-7203

Platinum Insurance, the firm has offices in: East Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 272-5900

Stateline Insurance & Financial Services, the firm has offices in: East Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 438-8345

The Agency Paiva, the firm has offices in: East Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 438-0111

Farm Family, the firm has offices in: Exeter RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 397-4069

Nationwide Insurance: Katherine E Smith, the firm has offices in: Exeter RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 295-9100

AAA Greenville, the firm has offices in: Greenville RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 232-5100

Aaronson Ins Agency Inc, the firm has offices in: Greenville RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 232-3810

ALLSTATE, the firm has offices in: Greenville RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 949-5090

Apple Valley Insurance, the firm has offices in: Greenville RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 949-0559

Amica Mutual Insurance Company, the firm has offices in: Lincoln RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (800) 622-6422

Blais Insurance, the firm has offices in: Lincoln RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 725-0070

Lawrence Agency Inc – Nationwide Insurance, the firm has offices in: Lincoln RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 726-3210

Hunter Insurance, the firm has offices in: Manville RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 769-9500

AAA Middletown, the firm has offices in: Middletown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 841-5000

ALLSTATE, the firm has offices in: Middletown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 846-2035

ALLSTATE, the firm has offices in: Middletown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 849-8500

Newport Insurance Agency, the firm has offices in: Middletown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 619-1660

Nationwide Insurance: Daniel F Dwyer III, the firm has offices in: Newport RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 846-9629

Laura Gustafson, the firm has offices in: No reviews · Auto Insurance Agency RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 331-4032

ALLSTATE, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 885-6110

ALLSTATE, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 885-6110

Axia Insurance Services, the firm has offices in: North Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 268-3060

A R Bucci Insurance Agency Inc, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 354-8700

A.E. Mazika Insurance Services, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 353-9300

ALLSTATE, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 861-7500

ALLSTATE, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 722-4022

Aloisio Insurance, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 722-6500

G & L Insurance Associates Inc, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 727-1683

MetLlife Auto and Home, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 432-4379

Nationwide Insurance – Zelano Insurance Agency Inc, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 353-4000

Sarah Insurance Services, the firm has offices in: North Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 725-6739

ALLSTATE, the firm has offices in: North Smithfield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 765-5000

Insurance Concepts Inc, the firm has offices in: North Smithfield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 738-4237

Affordable Insurance, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 725-2222

Andrews Insurance Agency, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 722-4271

Butler & Messier Insurance, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 728-3200

Capraro Insurance, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 723-7210

Chatterton Insurance, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 722-6010

Loiselle Insurance Agency, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 723-8510

Smith Insurance Group, the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 724-1660

Wave Insurance Inc., the firm has offices in: Pawtucket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 723-8866

Bessette Insurance, the firm has offices in: Portsmouth RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 683-0177

ALLSTATE, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 942-0500

ALLSTATE, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 270-3042

ALLSTATE, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 785-0806

Auto Cycle Insurance, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 421-2005

Burns & Cotter Insurance, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 421-0100

E F Bishop Agency Inc, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 421-3210

Eastern Insurance, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (877) 344-7442

Farmington Insurance, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 944-2230

Gilbane Insurance, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 781-8680

Hannes Associates Limited, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 942-2510

Jimenez Associates, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 461-1561

Nationwide Insurance: Lefebvre Insurance Agency Inc, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 461-1620

Nationwide Insurance: Lefebvre Insurance Agency Inc, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 785-3339

Nationwide Insurance: Wayne P Johnson, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 461-2599

Nationwide Insurance: Wayne P Johnson, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 467-5500

Nunez Insurance & Tax Services, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 461-4660

Podmaska Insurance Agency Inc, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 648-6338

Rhode Island SR22 Insurance – Select Insurance Group, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (855) 438-7353

Taveras Associates, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 781-4481

Taveras Insurance Group Inc., the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 781-4481

Travelers Insurance Co, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 278-4799

Wilson Insurance Agency, the firm has offices in: Providence RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 453-6659

ALLSTATE, the firm has offices in: Richmond RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 539-5070

ALLSTATE, the firm has offices in: Riverside RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 433-1111

ALLSTATE, the firm has offices in: Riverside RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 433-1111

ALLSTATE, the firm has offices in: Riverside RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 433-1111

HealthSource RI, the firm has offices in: Riverside RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (855) 840-4774

Capalbo Insurance Group LLC, the firm has offices in: South Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 268-3000

Liberty Mutual Insurance, the firm has offices in: South Kingstown RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 783-1463

aetna health insurance, the firm has offices in: Tiverton RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (206) 337-8915

ALLSTATE, the firm has offices in: Tiverton RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 624-2990

ALLSTATE, the firm has offices in: Wakefield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 789-3053

Gates Insurance Agency, the firm has offices in: Wakefield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 789-3071

Nationwide Insurance: LENNON INSURANCE AGENCY, the firm has offices in: Wakefield RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 783-1816

ALLSTATE, the firm has offices in: Warren RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 247-0012

John Andrade Insurance Agency, the firm has offices in: Warren RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 245-6658

AAA Warwick, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-5000

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-6422

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 736-8800

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-1001

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-1919

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 781-5335

ALLSTATE, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 780-3095

Annarummo & Associates Ins, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-2878

Annarummo & Associates Insurance Agency, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-2878

Beacon Mutual Insurance Company, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 825-2667

Brad McLane Agency – Nationwide Insurance, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 773-7892

EMC Insurance Co, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 244-1800

Employers Mutual Casualty, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-3345

Farm Family Life Insurance Co, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 737-2932

GEICO Insurance Agent, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 736-5444

Hickey & Associates, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 467-6333

Hilb Group New England, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (800) 678-1700

Insurance Center, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 738-7250

MetLife, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 884-2200

MetLife Auto & Home – Steve Botwick Agency, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 884-2200

Michael Ashworth, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 467-6333

Nationwide Insurance: Michael J DeGiulio, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 781-8121

Nationwide Insurance: Patricia M Smith, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 739-8686

Nationwide Insurance: Wayne P Johnson, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 738-2303

Nationwide Insurance: Woodbine Ins Assoc Inc, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 463-3884

Providence Mutual Fire Insurance Co, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 827-1800

Sacchetti Classic Auto Insurance, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 461-0900

Sean Holly – Ameriprise Financial Services, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 921-3244

Sharon L Sock – Aflac Insurance Agent, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 732-2678

Slocum Insurance Agency, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 738-3366

Wheelock Insurance Agency, the firm has offices in: Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 463-9600

ALLSTATE, the firm has offices in: West Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 397-7600

Farm Family Insurance, the firm has offices in: West Greenwich RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 397-1050

ALLSTATE, the firm has offices in: West Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 823-7170

Bucci Insurance Group, the firm has offices in: West Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 558-0101

John J Clarke Insurance, the firm has offices in: West Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 821-7330

MetLife, the firm has offices in: West Warwick RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 223-0399

ALLSTATE, the firm has offices in: Westerly RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 596-7770

John Conti Insurance, the firm has offices in: Westerly RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 596-2577

Lathrop Insurance Agency, the firm has offices in: Westerly RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 596-2525

Mansfield Insurance Agency, the firm has offices in: Westerly RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 596-2096

Schonning Insurance, the firm has offices in: Westerly RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 348-2000

Thorp & Trainer, the firm has offices in: Westerly RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 596-0146

ALLSTATE, the firm has offices in: Woonsocket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 766-8900

Met Life, the firm has offices in: Woonsocket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 762-6366

Nationwide Insurance: Wayne P Johnson, the firm has offices in: Woonsocket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 765-5500

Soucy Insurance Agency, the firm has offices in: Woonsocket RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 762-2218

Woodmansee Insurance, the firm has offices in: Wyoming RHODE ISLAND: Call the number listed here to learn more about its insurance offerings: (401) 539-7000

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